For people who are owed money

You are the creditor. The file still has rules.

Unpaid invoice, broken deal, or a bankruptcy notice with your name on it. This site is a map — not a collection agency and not a promise to get the money.

Educational only. Not legal advice. Sending the form does not hire counsel and does not start a lawsuit or a bankruptcy claim.

They just have not paid

Written demand, contract terms, and whether small claims or a longer case even makes sense.

You already have a judgment

A judgment is not cash. Next questions are assets, exemptions, and whether more cost is worth it.

They filed bankruptcy

Deadlines, proof of claim, and whether to appear at the 341. See 341bk.com.

What we will ask you

Describe the debt